financing – PRx Performance

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BUILD YOUR GYM NOW. PAY OVER TIME.

Flexible financing through Bread Pay® with payment plans available up to 36 months.*

Low monthly payments

Quick & Easy

Check your financing options in seconds with Bread Pay® without affecting your credit score.

Flexible Payments

Choose from available payment plans and find an option that works for your purchase.

No Surprises

Review your terms upfront, with no prepayment penalties if you decide to pay early.

Checkout with Ease

Once approved, select Bread Pay® at checkout and complete your purchase.

FINANCINGMADESIMPLE

Build the gym you want now and pay over time with Bread Pay®.

Getting started is quick, straightforward, and designed to fit right into your PRx checkout experience.

1. BUILD YOUR GYM

Choose your rack, functional trainer, complete gym package, or anything else you need to build your space.

2. CHECK YOUR OPTIONS

See available financing options in seconds without affecting your credit score.

3. CHECKOUT WITH BREAD

Select Bread Pay® at checkout, choose from the payment options available to you, and complete your purchase.

Low monthly payments

FLEXIBLEWAYSTOPAYWITHBREADPAY®

Depending on your purchase and eligibility, Bread Pay® may offer different ways to spread out the cost of your PRx home gym equipment.

Monthly Financing

On eligible purchases, Bread Pay® may offer monthly financing options that allow you to spread payments over a longer term.

Look for the financing payment options displayed near the Add to Cart button on eligible PRx products to check your available rate and terms.

SplitPay

For eligible purchases from $30–$1,500, Bread Pay® SplitPay may allow you to divide your purchase into four payments, with payments made every two weeks.

When SplitPay is available, you'll see the biweekly payment option within the Bread Pay® financing link located near the Add to Cart button.

Look for the monthly and biweekly payment options displayed near the Add to Cart button on eligible PRx products.

SEE YOUR OPTIONS IN SECONDS

Check your available financing options without affecting your credit score. *

Low monthly payments

*Monthly Installments: available for purchases greater than $50

**Bread Pay® SplitPay is available for purchases between $30 and $1,500. Subject to approval of credit application. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.

Otherwaystopay

We offer several payment options so you can choose what works best for your purchase.

SHOP PAY INSTALLMENTS

Eligible customers may have installment options available through Shop Pay at checkout.

PAYPAL

Use your existing PayPal account at checkout or, if eligible, select PayPal Credit to pay over time.

APPLE PAY

Use Apple Pay to quickly complete your purchase with an eligible card saved in your Apple Wallet.

TRUEMED®

Eligible customers may be able to use HSA or FSA funds toward qualifying PRx purchases.

FAQs

Does checking my Bread Pay® eligibility affect my credit score?

No. You can check your available Bread Pay® financing options without affecting your credit score. There’s no obligation to purchase after checking your options.

What Bread Pay® financing terms are available?

Eligible PRx purchases may qualify for monthly financing terms of up to 36 months. The specific payment plans, rates, and terms available to you will depend on your purchase and credit eligibility.

What is the minimum purchase amount for Bread Pay®?

Bread Pay® monthly financing is available for eligible purchases greater than $50. Bread Pay® SplitPay is available for eligible purchases between $30 and $1,500.

What is Bread Pay® SplitPay?

SplitPay is a short-term payment option for eligible purchases between $30 and $1,500. It divides your purchase into four equal payments, with the first payment due at the time of purchase and the remaining three payments made every two weeks.

Where do I find Bread Pay® options while shopping?

On eligible PRx product pages, look for the financing payment options displayed near the Add to Cart button. Selecting this link allows you to check the Bread Pay® monthly financing or SplitPay options that may be available for your purchase.

Can I pay my Bread Pay® financing off early?

Yes. Bread Pay® financing has no prepayment penalties, so you can pay your balance off early without an early-payoff penalty.

What happens after I'm approved?

Review the financing options available to you and choose the plan that works best for your purchase. Once your PRx order is complete, you’ll receive your normal order confirmation from PRx Performance. Bread Pay® will provide information about managing your financing and payments.

How is Shop Pay Installments different from Bread Pay®?

Bread Pay® and Shop Pay Installments are separate payment options. Bread Pay® financing options can be explored while shopping through the financing links displayed on eligible PRx product pages.

Shop Pay Installments is available to eligible customers when checking out with Shop Pay. Select Shop Pay at checkout and choose an available installment option.

Can I also pay with PayPal or PayPal Credit?

Yes. Select PayPal at checkout to pay through your existing PayPal account. Eligible customers may also have the option to use PayPal Credit to pay over time. PayPal Credit terms and eligibility are managed directly through PayPal.

Can I use HSA or FSA funds instead of financing?

Eligible customers may be able to use HSA or FSA funds toward qualifying PRx Performance purchases through [Truemed](/content/pages/hsa-fsa-gym-equipment "HSA/FSA - Truemed + PRx Performance"/index.html). HSA/FSA purchasing is separate from Bread Pay®, Shop Pay Installments, and PayPal financing.

Who do I contact about my Bread Pay® payments or account?

PRx Performance can help with questions about your equipment, order, shipping, or return. Questions specifically related to your Bread Pay® financing account, payment schedule, or loan should be handled directly through Bread Pay® and your Bread Pay Member Portal.

Do you offer commercial financing?

Yes. While our advertised consumer financing options do not support commercial financing, PRx Performance can offer commercial financing through Trio Capital.

For commercial financing, please [contact us](/content/pages/contact-us "Contact"/index.html) and our team will help you get started.

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